Health Insurance
Our health insurance provider is Aetna Student Health. When you begin classes at CESL you can go to the website (follow the link below) and print your health insurance card using your CESL ID number and your date of birth. You can also find a list of preferred Aetna health providers and read more about coverage and benefits.
- Go to Aetna Student Health below
- Choose “CESL, University of Arizona”
- You can find doctors and print your card
If you are sponsored by SACM, you’ll have different health insurance
Important Information about Insurance
- All F-1 and J-1 students must buy mandatory, University of Arizona-approved health insurance when they register at CESL.
- CESL does not provide insurance for students’ dependents. Students will need to secure health insurance for their dependents on their own.
- Students must use the Campus Health Service as their primary care facility.
- The health insurance will pay for medical care and referrals to a specialist - with a deductible amount.
- Students should complete any dental work and vision care in their home country. Dental and vision care is very expensive in the U.S. and the health insurance plan does not cover dental work.
- Do not buy medical insurance for your study at CESL. It is included in your CESL fees.
- If you are not an F-1 or J-1 student, you may choose to sign a form to refuse insurance.
- Please be aware that there is a $75 per person in-network deductible. The office visit copay is $25, the emergency room copay is $225, and the urgent care copay is $100.
Please note: It is also a good idea to buy traveler's insurance to cover you while you travel to and from CESL. Find more information on international student insurance.
Campus Health Service at the University of Arizona
When you do not feel well, you will see a doctor on campus. While you are a student at CESL, you may also use all other facilities of the Campus Health Service. For more information, contact Campus Health Service directly.
Dental Care
CESL health insurance does not include dental coverage, and Campus Health does not have dental services. Any dental procedures or insurance must be handled by students individually. Below is some information that may be helpful, but please check all your options and make your own decisions. CESL does not endorse any particular providers.
Vital Savings Discount Program
Aetna Student Health offers the "Vital Savings" discount program. This provides a discount (reduction of cost) on some dental procedures, but it is not an insurance plan. The Vital Savings discount program is available on a 9/1-8/31 plan year basis, though a student can enroll at any time up to 5/31. So, for the 2023-2024 academic year, the Vital Savings is available 9/1/2023-8/31/2024 and enrollment deadline is 5/31/2024. Enrollment is done direct through their website.
The program gives a student (and dependent, if they enroll them as well) access to their network providers and the discounted fee schedule Aetna negotiated with them. The student does, however, pay for their care directly to the dentist at that amount, as there are no claims forms filed. Discounts range from 15-50%, across all services- cleanings, x-rays, as well as on orthodontia and teeth whitening.
Aetna Individual Dental Plans
If students want an actual dental insurance plan, Aetna does have individual plans available in Arizona. Students can enroll direct through Aetna. (There are vision plans available to be added-on if they purchase an individual dental plan as well.)
Arizona Dentists
You may find this list of AZ discounted dentists helpful.
CESL health insurance does not include dental coverage, and Campus Health does not have dental services. Any dental procedures or insurance must be handled by students individually. Below is some information that may be helpful, but please check all your options and make your own decisions. CESL does not endorse any particular providers.
Vital Savings Discount Program
Aetna Student Health offers the "Vital Savings" discount program. This provides a discount (reduction of cost) on some dental procedures, but it is not an insurance plan. The Vital Savings discount program is available on a 9/1-8/31 plan year basis, though a student can enroll at any time up to 5/31. So, for the 2023-2024 academic year, the Vital Savings is available 9/1/2023-8/31/2024 and enrollment deadline is 5/31/2024. Enrollment is done direct through their website.
The program gives a student (and dependent, if they enroll them as well) access to their network providers and the discounted fee schedule Aetna negotiated with them. The student does, however, pay for their care directly to the dentist at that amount, as there are no claims forms filed. Discounts range from 15-50%, across all services- cleanings, x-rays, as well as on orthodontia and teeth whitening.
Aetna Individual Dental Plans
If students want an actual dental insurance plan, Aetna does have individual plans available in Arizona. Students can enroll direct through Aetna. (There are vision plans available to be added-on if they purchase an individual dental plan as well.)
Arizona Dentists
You may find this list of AZ discounted dentists helpful.